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Smith was born into a clerical family – his father was dean of St Davids. He was educated at Repton and Hertford College, Oxford. Ordained priest in 1894, he was a curate in four parishes before becoming an incumbent at Colchester in 1902, and later, a canon of Liverpool Cathedral. During the First World War, he gained the DSO for his bravery at The Somme, Arras and Ypres. After the war, he became bishop of Warrington and in 1920, was translated to Hereford. Finally, for nine years, he was bishop of Rochester.